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Which Car Insurance site offers the best service and Money-Saving Tips on getting a low rate.

Many people will stay will the same over priced car insurance year over year because they don't know the best way to get multiple quotes and which car insurance site is best.

I prefer esurance because they are easy to use, online and fast.

When you apply for a Car Insurance quote you want to do as many things as possible to get the most car insurance for the money, while using the following are six money-saving tips and to help you get Quality Auto Insurance:

#1 Raise your Car Insurance deductible.  You’ll be responsible for a larger amount of the bill should you get into an accident. However, this is a guaranteed way to lower your annual insurance costs.

#2 Shop around and compare car insurance companies. Staying with the same insurance company year after year may not be in your best interest. You can cancel or change your policy at any time—you don’t need to wait for the policy to expire. So shop your insurance every six months and compare prices to ensure you are getting the best deal.  By shopping several online sites at once, you can let the system work for you.

#3 Remove unneeded extras from your car insurance policy. Although knowing you have towing and rental car coverage may help you sleep at night, those add-ons are rarely used and not necessarily worth the cost. You pay between $10 and $30 a year over the life of your policy to cover towing. And in the unlikely situation that you need a tow, you’ll pay about $100. Likewise, a small economy car costs $20-$25 a day to rent and car rental tacks on another $20-$40 to your insurance bill each year. So you can sleep well knowing that you saved yourself some money.

#4 Protect your credit. More insurers have begun using credit-based insurance scores to determine what you pay for your policy. So paying the water bill on time will actually keep your insurance costs down.  I also recommend checking you credit score and Raise your FICO score to make sure you don't pay a higher rate for insurance than necessary.

#5 Research discounts. Cars with safety and anti-theft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol, get good grades in school or take a driver education course are also rewarded with lower premiums.

#6 Get informed. The easiest way to save on any insurance is to research before you buy. And get recommendations from family and friends.

Shop several companies to find the best quotes.  We have included both comparison sites and direct insurance sites for your convenience.

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